'Tis Only My Opinion! is a copyrighted newsletter published by Adrich Corporation and includes commentary on a variety of subjects. It is intended to provoke thinking, then dialogue among its readers. Quotation with attribution is encouraged.

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Table of Contents

2012

September 2011 Hope versus Reality! Looking ahead after a difficult year

2011

September 2011 Hope versus Reality! Optimism and the Ministry of Truth obfuscates the real world
August 2011 Kicking the Can Over the Cliff! The problem is too much debt and government spending
July 2011 2011 Midyear Review Where we have been and where might we go
June 2011 HBS - 50 Years Gone By Ethics, Globalization and Business Education have changed
May 2011 Spin or Facts? Let's start to look at the problem without rose-colored glasses!
April 2011 Stop the Blame Game -- Start Solving the Problem! The politicians are clueless ... replace them all!
March 2011 $60 Billion in cuts ... are you Serious? $1.6 Trillion deficit and you can only find $60 Billion
February 2011 Quantitative Easing and Inflation Will the FED keep inflation at bay?
January 2011 The Eight "D's" Can debt be controlled?  If not, what then?

2010

December 2010 Hard Choices Ahead or Default? Will politicians take the easy way out?
October 2010 The Mid-term elections and your Investments Can you afford not to vote?
September 2010 Is the US dollar in Imminent Danger? Can the dollar survive as the world's reserve currency?
August 2010 The Markets - Today and the Future Is the economy on the road to recover?
July 2010 Mid-year Outlook Are we looking at a double-dip or something worse?
June 2010 The Three D's! Demographics, Debt, Default A look at forces facing the world economic outlook.
May 2010 Illegal Immigration Can it be solved?
April 2010 America - Boom or Bankruptcy! Will the good old days return?
January 2010 Outlook 2010 Review and looking at possible impact events in 2010

2009

     
August 2009 The Stimulus Report Card What is the effect of the Stimulus?
January 2009 Outlook 2009 Review of world economic conditions and 2009 forecast

2008

November 2008 Looking at the Challenges Obama faces systemic risks
October 2008 Plan B - Using Common Sense The Bailout Plan is not working ...
September 2008 Who's Responsible for the Financial Mess? Looking at the Credit Crisis
August 2008 How Safe is your wealth with the FDIC? IndyMac's failure turns the spotlight on the FDIC.
July 2008 2008 Mid-Year Review Is "struggling-through" the best that can be expected?
June 2008 Has the Federal Reserve Bank achieved its mandate? The FED.. what was its mandate and has it met those goals?
February 2008 Bad Data creates Bad Decisions Does your perception of the world differ from official data?
January 2008 Outlook 2008 Review of world economic conditions and 2008 Forecast

2007

June 2007 Taking Back the United States of America! A look at how emergency powers can overthrow the rights of U.S. citizens guaranteed by the Constitution and the Bill of Rights.
January 2007 Outlook 2007 Review of world economic conditions and 2007 Forecast

2006

     
January 2006 Outlook 2006 Review of world economic conditions and 2006 Forecast

2005

     
     

2004

December 2004 Outlook 2005 Review of world economic conditions and 2005 Forecast
November 2004 Tasks Facing Bush in his Second Term Problems facing President Bush
October 2004 Protecting American and its Freedoms The War on Terror and other Pressures require drastic measures.
May 2004 Doesn't Anyone Think Anymore? The consequences facing the U.S. as the lemmings take over.
February 2004 Chinks in the Armor The role of the US dollar as a reserve currency is in trouble.
January 2004 Looking at the Crystal Ball Looking ahead to 2004

2003

November 2003 Looking fore and aft Will the market continue its rally?
October 2003 Up or down?  Bear market rally or a New Bull Market? Are we still in a bear market?
August 2003 Is "Muddling Through" the best we can do?" What if the Fed's pump-priming and the administrations plan doesn't work.
July 2003 "What's ahead?" A look at the roadblocks in the way of recovery for the U.S. Economy.
June 2003 "Tittering?" Inflation, Stagflation, or Deflation . .  Which way is the economy headed?
May 2003 "Who is really ripping the investor off Iraq" The next war will not be fought in a military sense
April 2003 "Looking beyond Iraq" What is ahead for the US and the war on Terror?
March 2003 "Can Protestors stop an Avalanche?" When was the last time appeasement worked?
February 2003 "Has the case been made yet?" Slowly the noose tightens
January 2003  "Aren't you Glad 2002 is Over?" Looking through a hazy crystal ball.

2002

December 2002  Put up or Shut up! ... It is now the Bush Administration's problem
November 2002 The Future is unclear! A look at the economy before the mid-term elections.
October 2002 It's the lack of demand. . . The economy suffers from a lack of demand caused by many people working at jobs beneath their qualifications if they can find work.
September 2002 . . . All of the Time! . . . What's ahead in the markets and the economy
August 2002 . . . But not all of the people . . . Have we reached the bottom?
July 2002 Some of the people most of the time . . . The market is teetering and so is confidence
June 2002 You can fool . . . Is the economy really on the way to recovery or is it just smoke and mirrors?
May 2002 Is the dollar doomed? A look at the forces which are causing pressure upon the dollar?
April 2002 Is it a 'V' recovery, or is a 'W' recession just around the corner?' Are the economists correct in predicting a 'V' recovery or is something obfuscating the real world?
March 2002 Can Greenspan plug the Dike? Will the financial markets collapse under the tsunami of bad debts, derivatives, and interest rates?
February 2002 Will Reality ever be Acknowledge Fact, not emotions, will eventually determine the course of the Market. But when?
January 2002 The Bull versus the Bear The Case for a Bull Market Rally?

2001

January 2001 - Storm Clouds on the Horizon
December 2001 It is now Official - - We have a Recession! Finally, the Government agrees.
November 2001 Halloween is not as Scary as the Economy or the Government's willingness to destroy our Constitution and the Bill of Rights! Did your representative even have a copy of the PATRIOT bill to read before they voted?
October 2001 We've Got a Job to Do! A look at the US after 911
September 2001 Thinking outside the Box for Solutions More of the same won't cut it any longer!
August 2001 What could tilt the Applecart and put us in a Depression? Problems facing the US Economy moving towards a Recovery
July 2001 Is the Dip Over? or have we reached the crest of the Bear Market Rally. A look at the U. S. economy and the Stock Market
June 2001 Time to Vote your Conscience! The major political parties need to redefine their positions.
May 2001 The Power of the Vote The stench from illegal voters far overwhelms the campaign finance scandals which McCain thinks is important!
April 2001 Remember Runnymeade! When will the tax revolt come?
March 2001 Down and Up and Down Some more! Time to Buy or a Bear Market Trap?
February 2001 The Party is over - Now is the time to Perform! What honeymoon?
January 2001 Living beyond our Means When will excessive credit create a melt-down?

2000

November 2000 Clinton's Legacy William J. Clinton's legacy will probably not be to his liking.
September 2000 Where did Common Sense Go? Laws, rules and regulations that make common sense a joke!
June 2000 The Privatization of Social Security Much ado about little? You won't get rich with the Bush Plan!
May 2000 Step Back and Reflect for a Moment! Sometimes a historical view can tell us where we are on the pendulum!
April 2000 Strategic Investing How to increase your investment performance!
March 2000 Want to improve your Investment Performance? Learn to Add! Who has your best interest at heart, you or your stock broker? Using a few simple rules, you should be able to tell your broker or mutual fund advisor, thanks, but no thanks!
February 2000 Your Business is Kaput when you forget the Customer! The customer pays their salary and perks but today's business executives have forgotten that basic fact!
January 2000 It's Circus Time! Facts don't matter - the Millenium is still a year away!

1999

October 1999 Harvest Time - 1999 is the year we lost the family farmer! The economic disaster in Agriculture will change forever the face of rural America and increase the cost of food to the consumer.
September 1999 The Tragedy of Waco The truth begins to emerge and it shows a government that can't be trusted.
August 1999 'Twas Pilot Error and Other Observations What the Major Media did not report while you were glued to the tragedy of JFK, Jr.
July 1999 The Problem with Presidential Elections in America What's wrong!.
June 1999 The public school system has failed! Don't fool yourself . . . today's public schools are not improving!
May 1999 Typical Knee Jerk Reaction Reaction to the Littleton shootings!
April 1999 Clinton's Kosovo War! The Spin Machine at work again.
March 1999 The Budget Surplus is an Illusion! It is only Semantics and Lies!
February 1999 When politics are conducted by polls, the mobs rule! The impeachment case is not about sex but perjury and obstruction of justice!
January 1999 What's so difficult about Programming? Why does it take a 10 MEG program to print W-2 forms?

1998

November 1998 Can the Republican Party be Saved from Itself? Snatching defeat from victory.
September 1998 The Rewards of Military Neglect! Are we now a third-rate country?
July 1998 The Stock Market and Value Straws in the Wind!
May 1998 Press 1 for Marketing, Press 2 for Technical Support Technology has forgotten the customer!
April 1998 Health care progress - is it time to measure the cost/benefit ratio? Is the cost worth it?
March 1998 The Great Storm of 1998 El Nino strikes again?

A few selected classic's from the archives --

March 1997 Venture Capital - Is it for you?  A perspective on the changes in Venture Capital.
February 1997 The Real State of the Union February 1997 - A commentary on today's economy and the ship of state.
August 1996 How Laws are really made! August 1996 - Texas HR 713
March 1995 Confidence - such a fragile thing! March 1995 - The greenback is in trouble and so is the US.
November 1994 What's Wrong with Engineering Education Today? November 1994 - and suggestions to improve it.
September 1994 The hour-glass of time clouds our vision about the ravages of inflation! September 1994 - Looking forward from 1900 at inflation!
July 1994 Do we really want or need Health Care Reform? July 1994 - An examination of Clinton's proposals.
June 1994 D-DAY REVISITED June 1994 - A look at the new War and D-Day
March 1994 Athletics vs. Academics March 1994 - What is the real purpose of a university?
February 1994 Mandatory Jail Sentences - - a bad idea? February 1994 - Does the crime really justify the sentence?
December 1993 Reflections - 25 years after Camelot! December 1993 - A look back at JFK's watch!
August 1993 Civil Rights August 1993 - A good idea gone bad!
July 1993 Drug Myopia! July 1993 - A case study in how not to increase Exports!
June 1993 Mandatory Auto Insurance June 1993 - What's wrong with the implementation of the concept!
April 1993 Gridlock continues! April 1993 - The Clinton Morass -- Maybe Perot was correct! Experience gained in being Governor of Arkansas is not important for a future President.
February 1992 Speed Limits February 1992 - Do they promote safety or are they just sources of revenue?
October 1991 Crime Pays Everyone but the Victims! October 1991 - A controversial proposal to revamp the criminal justice system in the US.
June 1982 Webster's is Obscene! June 1982 - Texas Board of Education bans Webster's New Collegiate dictionary as obscene.
May 1982 Dirty Results From "Clean Air!" May 1982 - A look at the Clean Air Act and its unintended consequences.
March 1982 The Lowly Coffee Bean March 1982 - A small treatise on distribution systems in Japan and the US.

Last updated - January 1, 2012
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